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Sexy Costumes

Most dancers go without underwear, but if they are uncomfortable with this then they wear a thong or bikini underwear. Dancers also require a well fitting bra. Their bra should have no metal clips or hooks that could cause damage to the dancer or a partner. If their bra doesn’t provide enough support then the breast tissue can be torn away from the underlying musculature. Sports or dance bras provide enough support and allows the dancer to move with ease (Penrod 13).

The eyes are the most expressive part of the face. To enhance their features dancers should draw attention to and make their eyes appear larger. However, to maintain unity, the intensity of the eyes must be balanced with color and shape of the lips. The color of the lips needs to be complimentary to the skin color and costume (Art of Production 123).

Sexy Costumes

RFID Blocking Wallet

Tri-fold wallet: a wallet with three folds, in which credit cards are generally stored vertically.

Some wallets, particularly in Europe (where larger denominated coins are more prevalent) contain a coin purse compartment. Some wallets have built-in clasps or bands to keep them closed. As European bills (pounds, euros) are larger than American bills in one dimension, they don't fit in some smaller American wallets.

RFID Blocking Wallet

Massage Oil

Hard Money Lenders

Hard Money Lenders

The hard money industry suffered severe setbacks during the real estate crashes of the early 1980s and early 1990s due to lenders overestimating and funding properties at well over market value. Since that time, lower LTV rates have been the norm for hard money lenders seeking to protect themselves against the market's volatility. Today, high interest rates are the mark of hard money loans as a way to compensate lenders for the considerable risk that they undertake.

Tired of private hard money lenders and brokers telling you they can fund a loan for you, only to tell you that they cannot 3 weeks later? Does 3 weeks sound too long to begin with?

Indonesian TV: Wife of fugitive militant detained (AP)

JAKARTA, Indonesia – Indonesian television is reporting that one of the wives of Southeast Asia's most-wanted militant has been detained less than a week after bombs on luxury hotels in Jakarta killed seven people.
Anti-terrorism police detained Ariana Rahma, who is married to Malaysian fugitive Noordin Mohammad Top, the channels reported without sourcing.
Broadcasters TVOne and MetroTV say Wednesday that she is to be questioned by police in the capital, Jakarta, where suicide bombers last Friday at the J.W. Marriott and Ritz-Carlton killed seven and wounded more than 50.
Noordin allegedly planned the 2002 and 2005 Bali bombings and attacks on the J.W. Marriott and Australian Embassy in 2003 and 2004. Together they killed more than 240 people.

World's largest telescope to be built in Hawaii (AP)

HONOLULU – Hawaii was chosen Tuesday as the site for the world's biggest telescope, a device so powerful that it will allow scientists to see some 13 billion light years away and get a glimpse into the early years of the universe.
The telescope's mirror — stretching almost 100 feet in diameter, or nearly the length of a Boeing 737's wingspan — will be so large that it should be able to gather light that will have spent 13 billion years traveling to earth. This means astronomers looking into the telescope will be able to see images of the first stars and galaxies forming — some 400 million years after the Big Bang.
"It will sort of give us the history of the universe," Thirty Meter Telescope Observatory Corp. spokesman Charles Blue said.
The telescope, expected to be completed by 2018, will be located atop a dormant volcano that is popular with astronomers because its summit sits well above the clouds at 13,796 feet, offering a clear view of the sky above for 300 days a year.
Hawaii's isolated position in the middle of the Pacific Ocean also means the area is relatively free of air pollution. Few cities on the Big Island mean there aren't a lot of man-made lights around to disrupt observations.
The other finalist candidate site for the Thirty Meter Telescope was Chile's Cerro Armazones mountain.
Richard Ellis, astronomy professor the California Institute of Technology and a Thirty Meter Telescope board member, told reporters in a conference call that Mauna Kea is at a higher elevation, its air is drier and its average temperature fluctuates less during the course of the day — all helpful factors for those using the new telescope.
The telescope will be built by the University of California, the California Institute of Technology and the Association of Canadian Universities for Research in Astronomy.
The current world's largest telescopes also are located atop Mauna Kea, but the size of their diameters are about three times smaller than the Thirty Meter Telescope. Current telescopes also don't routinely offer views of hundreds of planets orbiting around other stars and stars that are near the sun like the new telescope will.
But it may not hold the world's largest title for long.
A partnership of European countries plans to build the European Extremely Large Telescope, which would have an 138-foot mirror. The group is considering sites in Argentina, Chile, Morocco and Spain. It plans to decide on a location next year and be able to host its first observation in 2018.
Another group of universities plans to finish the Giant Magellan Telescope, also around 2018, with an 80-foot mirror in Las Campanas, Chile.
Rolf Kudritzki, the director of Institute for Astronomy at the University of Hawaii, said Hawaii's northern hemisphere location will help the Thirty Meter Telescope complement other large telescopes planned for Chile in the southern hemisphere.
"I think all of the astronomers in the world can be happy because in principle now the two largest telescopes will be able to cover the whole sky. And for research that's an important decision," he said.
It will also be a special boon to Hawaii astronomers, who will be allotted a share of the TMT's observation time. Kudritzki said his colleagues held an impromptu celebratory party Tuesday.
But the decision invited protests from some Native Hawaiian and environmental groups.
Native Hawaiian tradition holds that high altitudes are sacred and are a gateway to heaven. In the past, only high chiefs and priests were allowed at Mauna Kea's summit. The mountain is home to one confirmed burial site and perhaps four more, and environmentalists oppose the telescope on the grounds it would hurt some endangered species.
"This the kind of legacy they want to leave? They just keep building on our mountain," said Kealoha Pisciotta, president of Mauna Kea Anaina Hou, a group with family and religious ties to the mountain.

Obama, Iraq's Maliki set for landmark Washington meet (AFP)

WASHINGTON (AFP) –
US President Barack Obama welcomes Iraqi Prime Minister Nuri al-Maliki to the White House on Wednesday hoping to push for stronger reconciliation efforts in the conflict-wracked country.

It will be the first meeting between Maliki and Obama since US troops withdrew from Iraqi cities at the end of June, a milestone in Iraq's rehabilitation since the 2003 US-led invasion.

Maliki also arrives in Washington having overseen a considerable transformation in his country from when he took office three years ago amid sprawling interfaith violence.

The leaders, who met in Baghdad in April, "will have frank conversations and we will have discussions on the need to keep the political process going (to avoid) any back-sliding or deterioration," said a senior administration official on Tuesday, speaking on the condition of anonymity.

The United States "will not dictate the solutions to the Iraqi government," stressed the official, but will offer to support Baghdad's "efforts to address political issues and build national unity."

Over the course of his visit, Maliki is also set to meet all of the top players in Obama's administration, including Vice President Joe Biden, Secretary of State Hillary Clinton, Treasury Secretary Timothy Geithner, Defense Secretary Robert Gates, and the Democratic House Speaker Nancy Pelosi.

"This visit is a sign of a comprehensive and long term partnership between Iraq and the United States; it goes beyond security cooperation, we are not just looking at the short term, this is the beginning of a long-lasting, normal bilateral relationship with the sovereign nation of Iraq," said the official.

Maliki is hoping to drum up investment for a country in dire need of rebuilding after years of sanctions and war, and his visit will include an investment conference at the US Department of Commerce.

The prime minister's visit "is an opportunity to make progress on questions (regarding security), and to discuss economic, industrial and education cooperation," Ali Moussawi, one of Maliki's advisors, told AFP in Baghdad on Monday.

The Iraqi president is keen to stress the early success of his country's security forces since the US pullback just weeks ago, although relations with Washington have hit a bump over Baghdad's failure to improve relations between its Shiite, Sunni and Kurd communities.

On a trip to the Iraqi capital earlier this month, Biden urged Iraqi leaders to make more progress on reconciliation between the Shiite, Sunni and Kurd communities.

But the Iraqi government at the time refused a US offer to intervene, describing the process as an internal matter and warned that outside interference could cause additional problems.

Abortion is latest controversy in health overhaul (AP)

WASHINGTON – Democratic lawmakers opposed to federal funding for abortions said Tuesday the House leadership's health care bill contains a "hidden mandate" that would allow taxpayer dollars to be used to end pregnancies.
It's the latest controversy to hit the health care overhaul in a week that has seen Republicans sharpen their attacks and some Democrats start to waver on President Barack Obama's top domestic priority.
Abortion is not mentioned in the 1,018-page bill that Democratic leaders hope will be approved by the last of three House committees this week. Supporters of the legislation say that means the bill is neutral.
But abortion opponents say the bill's silence is precisely the problem.
Without an explicit prohibition on federal funding for abortion, it could be included in taxpayer-subsidized coverage offered through the health overhaul plan, abortion opponents say.
"We cannot support any health care reform proposal unless it explicitly excludes abortion from the scope of any government-defined or subsidized health insurance plan," a group of 20 Democratic representatives said in a June 25 letter to House Speaker Nancy Pelosi, D-Calif.
When the legislation was unveiled last week, it failed to include language abortion opponents were seeking. Now they are going public. Rep. Bart Stupak, D-Mich., who helped draft the letter to Pelosi, plans to join lawmakers of both parties Wednesday at a news conference to criticize the legislation.
The Supreme Court has established a woman's right to abortion, but federal law prohibits government funds from being used to pay for the procedure in most cases. However, nearly 90 percent of employer-based private insurance plans routinely cover abortion.
The Democratic health overhaul plan envisions setting up a new health insurance marketplace — called an exchange — through which individuals and businesses could get coverage similar to what's now available for employees of large companies. Government subsidies would be available for individuals and families making up to four times the federal poverty level. Abortion rights supporters say prohibiting plans in the exchange from covering the procedure amounts to taking away a right that women now have.
House Energy and Commerce Committee Chairman Henry Waxman, D-Calif., is trying to find a compromise, but that may not be easy. Not only do abortion opponents want to block funding, they also want to make sure that the procedure is not included in the benefits package.
Separately, another group of lawmakers wrote Pelosi on Tuesday urging a compromise that would leave the decision on abortion coverage up to insurers doing business in the exchange, but forbid the carriers from using any dollars from federal subsidies to pay for ending pregnancies.
"This solution maintains the current status quo in the private market — where insurance companies can choose whether to include this coverage in their plans and individuals can choose which plan (and what sort of coverage) fits their individual needs and values, while ensuring that no federal funds are used to pay for abortions," said the letter from Rep. Tim Ryan, D-Ohio, and three other Democrats.
However, it's unclear whether insurance companies could keep federal subsidies separate from other funds they receive from individuals and employers to cover premiums.
In the Senate, Finance Committee Chairman Max Baucus vowed that he would not let abortion controversies "embroil" the health care overhaul.
"Health care reform is not about that issue at all," Baucus, D-Mont., said Tuesday. He said the Senate plan would be "neutral — status quo."
Obama, who supports abortion rights, sidestepped a question on the brewing controversy. "Rather than wade into that issue at this point, I think that it's appropriate for us to figure out how to just deliver on the cost savings and not get distracted by the abortion debate," the president said in an interview with CBS News.

Senate votes to stop production of F-22 jet (Reuters)

WASHINGTON (Reuters) –
The U.S. Senate voted on Tuesday to stop production of the F-22 fighter plane, handing President Barack Obama a victory as he tries to rein in defense spending.

The Senate voted 58 to 40 to strip $1.75 billion for the Lockheed Martin Corp-built planes from a $680 billion defense bill, overriding the objections of lawmakers seeking to protect manufacturing jobs in the midst of a deep recession.

The Senate's vote does not necessarily kill the program, as the House of Representatives included funding for the state-of-the-art fighter in its bill, which sets military spending priorities.

The two chambers must resolve their differences before sending a final bill to the president to sign into law.

Obama has threatened a veto if Congress continues to fund the F-22 beyond the 187 planes already built or in the production pipeline.

"At a time when we're fighting two wars and facing a serious deficit, this would have been an inexcusable waste of money," Obama said after the vote.

Defense Secretary Robert Gates has proposed capping production as part of an overhaul of the Pentagon's weapons programs as it tries to provide resources to fight insurgencies like those in Iraq and Afghanistan. The Pentagon applauded the vote.

Later on Tuesday the Senate voted 93-1 to extend the authorized end strength of the U.S. Army by 30,000 troops over the next three years starting October 1.

The amendment, by Sen. Joseph Lieberman, does not mandate the increase, but provides the authority for Defense Secretary Robert Gates to carry out his plan for a temporary increase of 22,000 in the Army's size and go further if he needs to, a Senate staffer said. The House has passed similar language.

In a separate voice vote, the Senate also adopted a measure that urges Obama to impose sanctions on Iran's central bank if that country continues to pursue its nuclear program and rejects an offer for diplomatic talks.

The radar-evading F-22 is designed for combat against other fighter jets but has not seen action in the Iraq or Afghanistan conflicts, where U.S. foes have not fielded an air force. Critics point out that each hour of flight time requires 30 hours of maintenance and say the plane is a relic of Cold War military strategy.

The Pentagon wants instead to ramp up production of the cheaper, more versatile F-35 Joint Strike Fighter, and Gates said last week that funding for that program could be jeopardized if Congress continues to fund the F-22.

Lockheed Martin is the primary contractor for both planes. The company's stock closed at $75.13, down 8.5 percent, on a day when it posted better-than-expected quarterly earnings but failed to raise its full-year forecast.

F-22 backers in the Senate said national security could be compromised if the plane was canceled. Up to 95,000 jobs across the country also could be at risk, said Democratic Senator Chris Dodd of Connecticut, a hub of defense manufacturing.

"To give up an aircraft of this sophistication and this capability, and simultaneously in an economic situation such as we're in .... I think is terribly shortsighted," Dodd said.

Republican Senator John McCain said it was more important to rein in unnecessary spending at a time when the country is amassing a record $1.8 trillion budget deficit.

McCain, Obama's rival in the 2008 presidential contest, said the president deserved credit for "being very firm on this issue" and described the vote as a "big victory for the American taxpayer."

The overall defense authorization bill includes $550.4 billion for military operations and $130 billion for the wars in Afghanistan and Iraq for the fiscal year starting October 1.

The bill has become a vehicle for several provisions unrelated to military spending, such as the Iran amendment.

Last week, the Senate approved a measure that would expand hate-crime protection to gays and lesbians, and on Monday also extended that protection to military members.

On Wednesday, the Senate is scheduled to consider a provision that would make it easier for gun owners to carry concealed weapons across state lines.

The House version includes $369 million in advanced procurement funds as a down payment on 12 more F-22 jets in fiscal 2011.

A final vote on the Senate bill could come later this week, but the two chambers might not begin to hammer out their differences until September.

(Additional reporting by Thomas Ferraro, David Morgan and Susan Cornwell, editing by Philip Barbara)

Former UCLA basketball player sues NCAA (AP)

SAN FRANCISCO – Former UCLA basketball player Ed O'Bannon is suing the NCAA over profits from its use of former student athletes' images in DVDs, photographs, apparel and other material.
The federal suit filed Tuesday in San Francisco says the NCAA illegally has student athletes sign away their rights to the commercial use of their images and does not share any of the proceeds with them after they graduate.
Megan Jones, a partner with the law firm of Hausfeld LLP, which is representing O'Bannon, says the lawsuit seeks unspecified damages.
A message left for an NCAA spokeswoman Tuesday was not immediately returned.
The filing of the lawsuit was first reported by Yahoo! Sports.

New AD feels optimistic about Notre Dame football (AP)

SOUTH BEND, Ind. – Notre Dame athletic director Jack Swarbrick says he's feeling positive about the outlook of the Fighting Irish football team heading into the fall.
Swarbrick says the Irish should be better after adding Frank Verducci as offensive line coach, Tony Alford as running backs coach and Randy Hart as defensive line coach. He also says Notre Dame had a strong recruiting season.
Swarbrick was named athletic director just over a year ago. He says he believes there will be a better team dynamic this season. He says Notre Dame's 49-21 over Hawaii in the Hawaii Bowl boosted the team's spirits.
Notre Dame begins practice on Aug. 8.

Wind Spinners

Kites can be designed with many different shapes, forms, and sizes. They can take the form of flat geometric designs, boxes and other three-dimensional forms, or modern sparless inflatable designs. Kites flown by children are often simple geometric forms (for example, the diamond). In Asia, children fly dried symmetrical leaves on sewing thread and sled-style kites made from sheets of folded writing paper.[citation needed]

Stephan Wrage, managing director of SkySails GmbH announced: "During the next few months we will finally be able to prove that our technology works in practice and significantly reduces fuel consumption and emissions." Verena Frank, project manager at Beluga Shipping GmbH, SkySails GmbH's partner further stated that "the project's core concept was using wind energy as auxiliary propulsion power and using wind as a free of charge energy".

Wind Spinners

Clinton in India: Patching Relations With an Ally Feeling Ignored (Time.com)

The Bush years were a good time for relations between the world's two biggest democracies. After years of suspicion and tensions, India and the U.S. finally began to explore common ground, a shift that culminated in a breakthrough deal that opens the way for India to import civilian nuclear technology despite the fact it refuses to sign the nuclear non-proliferation treaty and has twice tested nuclear weapons.
The Obama administration seems intent on keeping that atmosphere of cooperation going. In a speech and question-and-answer session at the Council on Foreign Relations in New York City earlier this week, Secretary of State Hillary Clinton, who began a five-day visit to India Friday, signaled a push to deepen relations further. "We are delighted that our two countries will be engaging in a very broad, comprehensive dialogue," Clinton said. "It's the most wide-ranging that I think has ever been put on the table between India and the United States. It has six pillars to it, one of which, of course, is foreign policy, strategic challenges, along with ... other matters like health, and education, and agriculture and the economy ... We believe India has a tremendous opportunity and a growing responsibility, which they acknowledge, to play not just a regional role but a global one as well." (See pictures of Hillary Clinton meeting Michelle Obama.)
In New Delhi, though, the feeling is one of caution more than enthusiasm. Senior Indian officials believe Washington's attention is now more focused on Afghanistan, Pakistan, Iran and North Korea, and fret that India will be forgotten or, worse, actively ignored over the next few years. It doesn't help that Clinton arrives in India as the two countries quibble over a horde of issues - from trade talks at the WTO to climate change negotiations, from nuclear non-proliferation to how best to deal with Pakistan. "India has invested a lot in this relationship, often at the cost of other relationships," says former diplomat Rajiv Sikri. "India wants to be assured that the U.S. sees its point of view, and factors it in."
The nuclear agreement remains key. While both sides want to move forward on implementing the deal, enough legal hurdles remain to slow progress. U.S. regulators have not licensed American firms to share certain high-end technologies with India, for instance, while New Delhi has yet to pass a law to limit the liability of American nuclear companies in case of an accident, without which they cannot compete with state-owned rivals from Russia and France that enjoy sovereign liability protection. (See pictures of the worst nuclear disasters.)
At the G-8 summit in Italy last week, the U.S. persuaded other big nations to ban the transfer of enrichment and reprocessing technologies to countries that have not signed the nuclear Non-Proliferation Treaty, including an infuriated India. The Obama administration also continues to emphasize its commitment to nuclear disarmament and is pushing India to sign the Comprehensive Test Ban Treaty, the Non-Proliferation Treaty and the Fissile Material Cutoff Treaty. New Delhi has always favored universal disarmament, and is unlikely to give in now. (Read a brief history of the G-8.)
Then there is Pakistan and terrorism. India is dismayed by Obama's new policy on Afghanistan and Pakistan, which it sees as simply more of the same - pouring money into Islamabad while propping up a largely ineffective regime. At a meeting between Indian Prime Minister Manmohan Singh and his Pakistani counterpart Yousuf Reza Gilani on the sidelines of the Non-Aligned Movement summit in Egypt this week, both sides agreed that dialogue was the way forward to resolve problems. But India expects the U.S. to force Pakistan to bring the perpetrators of last November's terror attacks on Mumbai to justice. "India is open to dialogue and discussion," says Maj Gen Dipankar Banerjee, director, Institute of Peace and Conflict Studies in New Delhi. "But Pakistan must account that it has done enough based on the evidence from India, the U.K. and the U.S." (See pictures of a Jihadist's journey from Pakistan.)
Little is likely to be resolved on Clinton's trip. But the visit will set the agenda for Prime Minister Singh's visit to Washington later this year. The key will be changing Indian perceptions that an Obama White House will somehow be less friendly toward India. "What Clinton is going to do is clear the fog," says Lalit Mansingh, a former ambassador of India to Washington, and now a New Delhi-based foreign affairs analyst. "There's been a long gap between high-level contact, and a lot of misunderstanding and mistrust has crept in on whether the Obama administration is as committed to the U.S.'s relations with India as the Bush administration was. Clinton will reassure India going ahead." That's the plan, at least.
Read: "Clinton's Collateral Damage."
See pictures of the last days of Clinton's campaign.
View this article on Time.comRelated articles on Time.com:US-India Nuclear Deal Goes Through India Awakens Will Kashmir Be an Obama Foreign Policy Focus? India and Iran: Getting Friendly? Final Warning on India Nukes Deal

Argentine writer wins crime novel prize (Reuters)

GIJON, Spain (Reuters) –
Guillermo Saccomanno has just won the Premio Hammett prize for the best crime novel in Spanish, yet he is almost unknown outside his native Argentina despite writing in a major world language.

Saccomanno was awarded the 2008 Hammett, named after legendary U.S. crime writer Dashiell Hammett, on Friday for his novel "77" at the annual Semana Negra Spanish-language crime writing festival in northern Spain.

He dedicated the prize to his granddaughter and recalled that one of her great-uncles was one of the tens of thousands forcibly disappeared in Argentina's 1976-83 military dictatorship.

Saccomanno, 61, spoke to Reuters shortly after receiving the Premio Hammett, which is prestigious but comes with no financial award.

Q: As far as I am aware, your book is published in Argentina, period. Is that so?

A: "It is published in Argentina by (Spanish publisher) Planeta, but has not been distributed in the rest of Latin America. This is a policy that we writers in Latin America suffer, the novel isn't even published in neighboring countries, so what happens is that we have to circulate the books through friends in Mexico or Venezuela. This isn't just Planeta's policy, but also (Spanish publisher) Alfaguara's or Random House's, despite our publishing in the same language. This is nothing new. Globalisation, like imperialism, has the same "divide and rule" strategy."

Q: Will the prize help matters?

A: "The prize will open doors to translation in other countries, for example France, Italy, maybe into English."

Q: And to be distributed in Mexico or Spain?

A: "I will talk to my agent about that, but it's a curious situation. I've won a prize for a phantom novel."

Q: Tell us a little about the novel. Why the title?

A: "It alludes to 1977, which was the most brutal, bloody and somber year of the military dictatorship. It was a real massacre. The main character is a literature teacher who has everything against him. I chose him to be a black sheep, to be homosexual, to be politically incorrect because of his sympathies with Peron, apart from the fact that he is fascinated by English literature.

"What I wanted to deal with was civilian complicity, because the military dictatorship came about with the complicity of business and labor groups, and political parties - let's not forget it came just before elections were to be held. There is a lot of documentation in Argentina, a lot of testimony, a lot of biography, a lot of work has been done on the dictatorship, but not on civilian complicity. The support of the middle class and small business has never been sufficiently exposed."

Q: Is this issue best tackled by fiction?

A: "Fiction has the advantage of using a hypothesis to go beyond journalism. That doesn't mean that I don't practice journalism, because I believe that journalism is also literature, plus we are living in times of hybrids, of fusion between literary genres."

(Reporting by Martin Roberts, editing by Paul Casciato)

Pope has operation after breaking wrist in fall (AFP)

AOSTA, Italy (AFP) –
Pope Benedict XVI underwent an operation in hospital on Friday after falling and breaking his right wrist while on holiday in northern Italy, the Vatican said.

It was the first health scare for the 82-year-old pope since he became head of the Roman Catholic Church in April 2005. But Vatican spokesman Federico Lombardi told AFP there was "no cause for concern."

The pontiff fell during the night at a chalet where he is staying in the mountain resort of Val d'Aosta, the Vatican said in a communique.

Doctors used local anaesthetic on Benedict to operate on the wrist, Italian media reported.

Benedict, who is right-handed and an avid pianist in his leisure time, began a two-week holiday in the hamlet of Les Combes d'Introd on Monday. The pope had a piano sent to the chalet, media reports said.

Vatican sources told ANSA news agency the pope slipped and fell but was not ill and had not fainted.

Benedict has had no notable health problems since his election following the death of John Paul II, whose final years were marked by visible pain and suffering from Parkinson's disease.

Four years before he became pope however, the then Cardinal Joseph Ratzinger spent nearly a month in hospital following a brain haemorrhage, according to the German daily Bild. It said he has suffered from fainting spells.

The pope's older brother Georg Ratzinger revealed that he was "very frightened" when Benedict was elected because of his age -- 78 at the time.

"I'm very frightened. I thought that his advanced age and his health, which is not so stable, would be reason enough for the cardinals to look for someone else," Georg Ratzinger, now 85, told German television.

In another interview he told the German Catholic news agency KNA that his brother was not in "very robust health... nor is his heart especially strong."

Benedict set off alarm bells early Friday when he was seen entering the emergency wing of the Aosta hospital accompanied by his personal secretary Monsignor Georg Gaenswein.

The Vatican communique said an X-ray had determined that the German pope had a "slight fracture" to the wrist.

Benedict celebrated mass and had breakfast before going to hospital, the Vatican said.

He entered the hospital at 9:45 am (0745 GMT) and the operation began shortly after noon.

ANSA, citing "semi-official" hospital sources, said the pope also underwent an overall check-up that revealed no serious problems.

The Holy See does not issue regular bulletins on the pope's state of health.

Journalists have observed signs of fatigue in the pontiff following some of his overseas trips.

When he travelled to Australia last year, Benedict took several days off in the country before beginning his official appearances at World Youth Day celebrations in Sydney.

Denying CIT aid shows bailouts have their limits (AP)

WASHINGTON – Rejecting pleas to save CIT Group Inc., the Obama administration decided that the possible loss of the nation's biggest lender for entrepreneurs and minority-owned businesses did not warrant tapping a politically unpopular bailout program financed by taxpayers.
In the end, the administration said CIT did not meet the standards for aid. It was financially hobbled after a weeklong downward spiral of borrowers drawing down credit lines and creditors pulled their backing. The firm's solvency also was in doubt as the loans on its books lost value.
Unlike Detroit automakers that were bailed out, CIT was not backed by powerful labor unions that could mobilize voters ahead of midterm congressional elections next year. And CIT's lobbying push for federal help paled in comparison to big Wall Street firms that received a taxpayer handout last fall.
"The reason CIT didn't get rescued is because it didn't have enough clout," said Jonathan Macey, deputy dean of Yale Law School and author of a book on Sweden's bank bailout. "If they had just had a few more labor unions and special interest groups, they might have (been saved), and that's extremely discouraging."
Sen. Evan Bayh, an Indiana Democrat who serves on both the Senate banking and small business committees, said in an Associated Press interview that the decision may not look so good politically, but he defended the administration's action.
"While it may have appeared to some that they were helping the big guys, it was actually their concern for the broader economy and the little guy that was driving their decision," Bayh said. "Now the optics here a bit more difficult, but I'm sure it's still the merits that are driving this decision. You've got to remember that taxpayers are the little guy, too."
CIT, whose borrowers include restaurant franchises, airlines and clothing stores, had already received $2.3 billion from the government's $700 billion Troubled Asset Relief Program. In recent months, it had already begun cutting back on lending. Absent a deal with private equity or bondholders to strengthen the firm's equity, CIT will likely file for bankruptcy protection.
A Treasury spokeswoman said regulators had hoped to rescue CIT with the same lifelines it had offered other firms, including money from the financial bailout or a brokered deal with another lender. But she said the company failed to shore up its position, including raising private capital.
Giving CIT more money after its initial capital injection in December would have meant throwing good money after bad, she said, adding that Treasury is exploring options for recovering some of the taxpayer money should CIT file for bankruptcy protection.
After spending tens of billions of dollars on banks, automakers and insurance firms, the administration's decision marked the first time it set a limit on the types of institutions it deems too big and too interconnected to be allowed to fail.
"You have to be glad for any line at all — that the government and the taxpayers are not prepared to rescue any financial institution under all circumstances," said Rob Shapiro, a former economic adviser to President Bill Clinton and chairman of Sonecon, an economic-consulting firm.
"The president, when he came into office, was clear that he would have a very high standard for what companies received assistance from the federal government, from American taxpayers," White House spokesman Bill Burton said. "A lot of that had to do with whether or not they could show themselves to be sustainable in the long term."
Still, cutting off CIT from more federal aid marked a "significant turning point" in the government's policy, said Douglas Elliott, a fellow at the Brookings Institution and a former investment banker.
"It sends a message," he said. "There will be plenty of other lenders that will feel they have to raise capital as quickly as possible and that they have to be less picky about the terms. You don't feel that pressure when you think the government will rescue you."
The decision came amid growing antipathy toward the administration's financial policies from both liberals and free-market conservatives, who say government interference has either perpetuated risk-taking or failed to unclog credit. Moreover, large earnings reports by firms that had received government assistance, such as Goldman Sachs Group Inc. and JPMorgan Chase & Co., were creating an even more sour environment.
"CIT going belly up is obviously a bad thing," said Rep. Jeb Hensarling, a Texas Republican who sits on the House Financial Services Committee and on a panel that oversees the bailout program. "But the only thing worse than not bailing out CIT is bailing out CIT."
Some financial analysts said CIT's failure to get a bailout shows the government is still picking winners and losers in the economy.
Goldman Sachs, for instance, has benefited greatly from having access to a Federal Deposit Insurance Corp. program that guarantees newly issued debt. That's the same program that CIT had sought and was ultimately denied access to.

The result: By protecting large institutions and not small ones, "the too-big-to-fail problem gets worse," said Simon Johnson, a former chief economist with the International Monetary Fund and now a professor at the Massachusetts Institute of Technology's Sloan School of Management.

"We can expect to see is that the big guys are going to keep getting bigger and the small guys are going to have to clean up their acts or go bankrupt," he said.

___

Associated Press Business Writer Stevenson Jacobs in New York contributed to this article.

RHP Bush sent for another medical exam (AP)

CINCINNATI – Milwaukee Brewers right-hander Dave Bush was sent for another medical exam after a poor showing in his latest rehabilitation start.
Bush has been on the disabled list since June 23 with a small tear in his right triceps. He made his second medical rehab start on Wednesday for Double-A Huntsville and gave up six hits and five runs in only three innings, struggling to throw strikes. The Brewers decided on Thursday to have him checked again.
The Brewers were hoping that Bush could return next week. Bush is 3-4 with a 5.67 ERA.

Hole In One Insurance

Hole In One Insurance

When insured parties experience a loss for a specified peril, the coverage entitles the policyholder to make a 'claim' against the insurer for the covered amount of loss as specified by the policy. The fee paid by the insured to the insurer for assuming the risk is called the 'premium'. Insurance premiums from many insureds are used to fund accounts reserved for later payment of claims—in theory for a relatively few claimants—and for overhead costs. So long as an insurer maintains adequate funds set aside for anticipated losses (i.e., reserves), the remaining margin is an insurer's profit.

There are also companies known as 'insurance consultants'. Like a mortgage broker, these companies are paid a fee by the customer to shop around for the best insurance policy amongst many companies .

Cap Cana Villa

Cap Cana is located in the Eastern region of the Dominican Republic known as Juanillo. The site was founded as a new and more ambitious touristic site with contributions from international investors and strategic partners such as Ritz-Carlton, Sotogrande, Donald Trump and many others. The site has a Marina, Large resorts, beaches, and many others. Primarily founded as a site to attract international visitors. The Cap Cana Championship, a Champions Tour golf tournament, is held at Punta Espada Golf Club in Cap Cana, a course designed by Jack Nicklaus.

Cap Cana is a tourism development with an investment of upwards of two billion dollars in the eastern lands of the Dominican Republic. This area renown for its great hotels and beaches, lacks exclusivity to the high upper class which Cap Cana hopes, in part, to offer. The area was conceived with the backing both financially and publicly of "elites" such as Donald Trump, Jack Nicklaus, and other holders.

Cap Cana Villa

Wal-Mart exec foresees eco-ratings for all (AP)

LITTLE ROCK, Ark. – Wal-Mart's top executive says the world's largest retailer hopes efforts to develop eco-ratings for products the company sells can result in international environmental standards that all retailers can apply to all suppliers.
Wal-Mart Chairman and CEO Mike Duke told a gathering at company headquarters in Bentonville, Ark., that it sees the ratings as a potential global standard.
The meeting was intended to provide some details of Wal-Mart's sustainability efforts, starting with the ratings that company officials hope to develop in the next few years.

JPMorgan 2Q profit jumps 36 pct, topping forecasts (AP)

CHARLOTTE, N.C. – JPMorgan Chase & Co. posted a second quarter profit of $2.72 billion, a 36 percent jump that easily surpassed expectations as strength in its core consumer and investment banking businesses offset a jump in credit losses.
Shares of the New York-based banking giant fell 1 percent in premarket trading to $35.90.
JPMorgan, the second big financial institution in a week to release upbeat earnings news, reported net income of $2.72 billion, or 28 cents per share, up 36 percent from $2 billion, or 53 cents per share, a year earlier. Revenue rose 39 percent to $25.62 billion from $18.4 billion.
Earnings per share fell despite an increase in profit because the company had more stock outstanding in the most recent quarter ending June 30.
Analysts forecast earnings of 4 cents per share on revenue of $25.89 billion for the quarter.
The profit came despite a $1.1 billion charge, or 27 cents a share, as JPMorgan repaid in full $25 billion in loans it received from the government as part of the Troubled Asset Relief Program, or TARP. The bank was also hit by a 10-cents-a-share FDIC special assessment penalty.
CEO Jamie Dimon said he was "pleased" by the results, even as the company's latest numbers were weighed down by higher credit costs, particularly in the company's consumer lending and credit card businesses.
Results were driven by record investment banking fees and revenue in fixed income markets, much like rival Goldman Sachs Group Inc., which reported strong earnings on Tuesday. At JPMorgan's investment bank, revenue jumped 33 percent to $7.3 billion. The segment's profit more than tripled to $1.5 billion.
But that was offset by credit costs that remain high in consumer lending and card services. The bank said it set aside $9.7 billion for credit losses, up from $4.29 billion a year earlier but down from the first quarter's $10 billion.
Dimon said the company expects credit costs to "remain elevated for the foreseeable future."
Still, the company has continued to lend, Dimon said.
JPMorgan said it extended $150 billion in new credit to consumers, corporations, small businesses, municipalities and non-profits and has approved 138,000 trial mortgage modifications in the quarter, bringing total foreclosures prevented since 2007 to 565,000.
"Throughout this crisis, we have remained committed to doing our part to help bring stability to the communities in which we operate and to the financial system overall," Dimon said.

Twilight Takes a Graphic Twist (E! Online)

Los Angeles (E! Online) –
The fairytale romance between Twilight's Edward and Bella is getting a comic book makeover.

A black & white image from an upcoming Twilight graphic novel debuted on EW today and, though it's hard to judge from one image, it's clear this version won't be a lookalike of the film.

Series creator Stephanie Meyer is said to be overseeing the project by artist Young Kim—so that should at least ensure that the dialog bubbles will eventually get filled in—but can you imagine an Edward and Bella who look like anyone except Robert Pattinson and Kristen Stewart?

________

How do Taylor Lautner and Rob Pattinson stack up against each other?

··· THEY SAID WHAT? Get today's most commented stories now at www.eonline.com

6 men endure Mars flight simulation experiment (AP)

MOSCOW – Russian engineers broke a red wax seal and six men emerged from a metal hatch after 105 days of isolation in a mock spacecraft, still smiling after testing the stresses that space travelers may face on the journey to Mars.
Sergei Ryazansky, the captain of the six-man crew, told reporters at a Moscow research institute near the Kremlin on Tuesday that the most difficult thing was knowing that instead of making the 172-million mile (276-million kilometer) journey they were locked in a windowless module of metal canisters the size of railway cars.
The men, chosen from 6,000 applicants, were paid euro15,000 ($20,987) each to be sealed up in the mock space capsule since March 31_ cut off almost entirely from the outside world.
They had no television or Internet and their only link to the outside world was communications with the experiment's controllers — who also monitored them via TV cameras — and an internal e-mail system. Communications with the outside world had 20-minute delays to imitate a real space flight.
Each crew member had his personal cabin. The interiors had hatches similar to a submarine's and were paneled in faux wood according to Soviet style of the 1970s, when the structure was originally built for space-related experiments.
The module's entrance was locked with a padlock and red sealing wax and twine — the kind that Soviet government bureaucrats have used for years to close up their offices at the end of the work day.
Common facilities included a gym and a small garden, and the modules were equipped with the new European and Russian exercise and training equipment for biomedical research. The crew also specially prepared meals and used toilets closely resembling those on the space station.
Some veteran space explorers belittled the value of the experiment, but its backers at the Russian and European space agencies insist it will only move humans closer to a real mission.
"What we're doing is important for future missions exploring the solar system," said Simonetta Di Pipo, director of the human space flight program at the European Space Agency.
"The most difficult part was that the flight was not for real," Ryazansky, wearing a blue, NASA-style jumpsuit with a large patch reading "MARS 500," told reporters hours after he and the crew emerged from the modules.
Crew member Alexey Baranov complained that the worst thing was not being with his relatives: "The separation from my loved ones and nature was depressing."
Russian TV showed images of the men — four Russians, a German and a Frenchman — during their stay, conducting experiments, lifting weights or lounging in leather reclining chairs, surrounded by throw pillows and Oriental rugs.
The men said most of them gained weight during their stay, exercising much of the time, and running experiments for medical researchers.
Psychologist Olga Shevchenko said they avoided conflicts thanks to a busy schedule and intense physical training. However, she said they all complained being deprived of sights of the natural world and separation from their families.
While officials at the Institute for Medical and Biological Problems praised the experiment as a success and promised to conduct a 500-day simulation experiment later this year, some veterans of the Soviet or Russian space programs doubted its value.
"This is nothing but a test for a long isolation of average people," a two-time cosmonaut Valentin Lebedev wrote in an opinion column published in the Sovietskaya Rossiya newspaper daily last month. "Such an experiment has only vague relation to understanding the possibility of interplanetary flight."
The experiment was the second for the institute, whose previous effort in 1999 ended in scandal when a Canadian woman complained of being forcibly kissed by a Russian captain and said that two Russian crew members had a fist fight that left blood splattered on the walls.
Russian officials at the time downplayed the incidents, attributing it to cultural gaps and stress.

Soviet engineers also tried a similar yearlong experiment, but that was interrupted because of unending conflicts between crew members.

NYC group offers literal way to follow the stars (AP)

NEW YORK – Tourists like to spot celebrities in New York City. Now they can hang out with them.
A volunteer tour organization called Big Apple Greeters is offering free personalized tours led by celebrities. Former New York Giants running back Tiki Barber and "Sopranos" star Dominic Chianese were at City Hall on Wednesday to advertise their services.
Barber says he recently showed a Colorado couple around town and had lunch with them at one of his favorite spots.
Chianese says he loves New York and wants to show visitors a good time.
Organizers say celebrity hosts can't be requested and will be randomly assigned. The tours are free.
___
On the Net:
Big Apple Greeter: http://bigapplegreeter.org

Live Food

Live food is living food for carnivorous or omnivorous animals kept in captivity; in other words, small animals such as insects or mice fed to larger carnivorous or omnivorous species kept in either in a zoo or as pet.

They can be purchased at most pet stores and bait shops. They are also available via mail order and via internet suppliers (by the thousand). Mealworms are typically sold in a container with bran or oatmeal for food. When rearing mealworms, commercial growers incorporate a juvenile hormone into the feeding process to keep the mealworm in the larval stage and achieve an abnormal length of 2 cm or greater.

Live Food

Chinese agencies back Tengzhong-Hummer deal (Reuters)

BEIJING (Reuters) –
China's Ministry of Commerce on Wednesday played down reports that it is at odds with the economic planning agency over a controversial deal for a little-known Chinese company to buy GM's (GMGMQ.PK) Hummer unit.

Spokesman Yao Jian said: "The commerce ministry and the National Development and Reform Commission both hold a supportive attitude toward Chinese companies venturing abroad."

A politically connected source told Reuters that the NDRC seemed to oppose the deal, due partly to environmental concerns about the fuel-hungry Hummer car and the vague plans that suitor Sichuan Tengzhong Heavy Industrial Machinery has for the brand.

"This is not a decision for the government. It's an active strategy for companies in the course of globalization. That's a long-term trend," Yao told a news conference.

Tengzhong has begun the long official approval process by submitting documents related to the acquisition to the NDRC, said a source close to the matter.

"This kicks off the approval process," said the source, who asked not to be identified because of sensitive nature of the matter.

Several government agencies are involved in different aspects of the approval process, which means the commerce ministry would not require documents from Tengzhong until closer to the end of the process, said the source.

Yao said his ministry, which must approve any deal valued above $100 million, had not received an application.

GM hopes to finalize the sale by the end of the third quarter.

(Reporting by Langi Chiang and Kirby Chien; Editing by Lincoln Feast)

Issey Miyake asks Obama to visit Hiroshima (AFP)

TOKYO (AFP) –
Japanese fashion designer Issey Miyake, who survived the atomic bombing of Hiroshima, has urged US President Barack Obama to visit the city on the anniversary of the attack as part of his drive to rid the world of nuclear arms.

"I realized that I have, perhaps now more than ever, a personal and moral responsibility to speak out as one who survived what Mr. Obama called the 'flash of light,'" the designer wrote in an opinion piece published in the International Herald Tribune on Wednesday.

He said he hoped Obama would accept an invitation by the southern port city to commemorate the 64th anniversary of the bombing on August 6.

"If Mr. Obama could walk across the Peace Bridge in Hiroshima ... it would be both a real and a symbolic step toward creating a world that knows no fear of nuclear threat," the 71-year-old designer added.

Miyake, who witnessed the attack when he was seven years old, shared his memories for the first time -- something he said he had not done before because he "did not want to be labeled 'the designer who survived the atomic bomb.'"

"When I close my eyes, I still see things no one should ever experience: a bright red light, the black cloud soon after, people running in every direction trying desperately to escape -- I remember it all," he wrote.

His mother died from radiation exposure within three years of the attack.

The bombing killed an estimated 140,000 people by the end of 1945, either instantly or from radiation or horrific burns, and many more afterwards.

The US dropped a second nuclear bomb on Nagasaki three days later, killing more than 70,000 people. Japan surrendered less than a week later, ending World War II.

No sitting US president has visited the Hiroshima memorial, although Jimmy Carter visited after leaving office and Richard Nixon came as a private citizen between his stints as vice president and president.

Obama has pledged to eliminate nuclear arms and last week agreed with Russian President Dmitry Medvedev on a roadmap to reduce their nuclear stockpiles.

U.S. mulls temporary loan for CIT: source (Reuters)

WASHINGTON/NEW YORK (Reuters) –
U.S. officials are considering giving CIT Group Inc (CIT.N) a temporary loan as part of an aid package to help the lender avoid collapse, a source familiar with regulators' thinking said on Tuesday.

The temporary loan is one option being considered to give CIT room to strengthen its balance sheet by raising additional capital through debt or equity, said the source who requested anonymity because the plans could change.

Other options include access to the U.S. Federal Reserve's discount window and asset transfers, the source said. The source said there was no guarantee a plan would be reached.

CIT, a lender to thousands of small businesses, is pushing for government aid in its fight to survive. CIT clients tapped their credit lines, drawing some $750 million from the company in two days, the Wall Street Journal reported, citing unnamed sources.

The government's plan calls for CIT to transfer assets to its bank, use some of them to pledge at the Federal Reserve's discount window and refinance some debt, the paper reported on its website.

Chief Executive Jeffrey Peek's future role was also unclear, it said.

CIT was not immediately available to comment.

Earlier on Tuesday, shares of the lender rebounded sharply as investors bet that the discussions would be fruitful, averting a disruption in credit for many companies.

CIT, which finances airlines, railways, retailers and manufacturers, is struggling to refinance debt as the two-year financial crisis has cut off its access to the corporate bond market.

Analysts said U.S. regulators must weigh how badly a CIT failure would damage confidence in financial markets and hurt credit availability for smaller companies against the costs of government backing for another ailing American company.

A CIT spokesman earlier confirmed that talks with the government continued on Tuesday, but gave no details.

"They're major players when it comes to financing," said Richard Lee, managing director of fixed income at independent broker dealer Wall Street Access. "But I don't see the same type of impact if CIT goes under as when AIG (AIG.N) was being batted around and GE Finance and some of the other stalwarts."

The U.S. Treasury, the Federal Reserve and the Federal Deposit Insurance Corp have been exploring aid options for the lender, and there was no indication on Tuesday that the FDIC's opposition to giving CIT access to a debt guarantee program was wavering.

According to people familiar with the matter, the FDIC has expressed concerns about heavy risks associated with CIT's junk-status credit rating, the quality of its assets and its liquidity problems.

The Treasury Department and the Fed are working to find ways to give CIT breathing room, the source said.

The three regulatory agencies, which have been at the heart of financial rescues over the past year, all declined on Tuesday to comment on CIT's situation.

The Journal reported that CIT's board met late Tuesday.

LENDERS AT THE READY

A Washington lobbyist for community banks applauded FDIC Chairman Sheila Bair for opposing allowing CIT to access its guarantee program because depository banks would end up paying the costs of any losses if the company defaults.

"The Treasury and Fed want the FDIC to step into the breach and rescue CIT," said Camden Fine, president of the Independent Community Bankers of America.

"I'd rather see the Treasury step in with TARP money than to see them (CIT) go anywhere near the FDIC," said Fine.

He said there were plenty of other lenders that could make loans to smaller companies if CIT failed.

CIT received $2.3 billion from the Treasury's $700 billion financial bailout fund in December when it converted to a bank.

CIT was the top lender to small businesses in fiscal 2008, lending $524.9 million, according to Small Business Administration data. But so far in fiscal 2009, which ends September 30, it has fallen to 16th, with loans of $65.7 million.

The upfront cost to insure $10 million of CIT debt for five years fell to $3.8 million from $4.05 million late on Monday, plus annual payments of $500,000, according to data from Phoenix Partners Group.

CIT's shares closed up 19.26 percent at $1.61 on the New York Stock Exchange. Its shares have fallen 70 percent this year.

(Reporting by Elinor Comlay in New York, and David Lawder and Rachelle Younglai in Washington; additional reporting by John Parry and Paritosh Bansal in New York; Editing by Carol Bishopric and Lincoln Feast)

Interior secretary: Mining reform a top priority (AP)

WASHINGTON – The Obama administration will make reforming the nation's 137-year-old hardrock mining law a top priority despite a full plate of higher profile issues, Interior Secretary Ken Salazar said Tuesday.
Salazar told a Senate committee considering reform legislation that "it is time to ensure a fair return to the public for mining activities that occur on public lands and to address the cleanup of abandoned mines."
The General Mining Act of 1872, which gives mining preference over other uses on much of the nation's public lands, has left a legacy of hundreds of thousands of abandoned mines that are polluting rivers and streams throughout the West. Mining companies also don't pay royalties on gold, silver, copper and other hardrock minerals mined on public land.
Reform bills have been introduced in the House and Senate, but past attempts at reform have foundered in the face of opposition from industry and many Western lawmakers.
However, a new crop of conservation-minded lawmakers from the West and a new administration sympathetic to reforming the law have generated renewed interest in an overhaul.
Despite the press of health care reform and other signature issues embraced by President Obama, Congress still needs to take care of important but more mundane business like mining reform, Salazar told the Senate Energy and Natural Resources Committee.
Salazar, a former Colorado senator, said he sees "an emergence of bipartisan pressure to get this done."
He said when he meets with key members of this department, mining law reform will be among several "top tier" issues.
"We are committing significant resources from the Department of Interior to get this done," Salazar told reporters after the hearing. "I think there is a possibility we can get mining reform done in this Congress."
The Environmental Protection Agency's announcement Monday that it plans to develop new regulations related to bonds or other financial assurance by mining companies to protect against environmental abuses creates "a greater sense of urgency" for reform, Salazar said.
The EPA announcement follows a recent Supreme Court decision giving a mining company the go-ahead to dump waste from an Alaskan gold mine into a nearby 23-acre lake, although the material will kill all of the lake's fish.
The National Mining Association has said it supports reform in principle, but it has expressed reservations about the details of legislative proposals, particularly royalty formulas.
Some of the proposed royalty formulas would put otherwise profitable mines out of business and cost jobs, Heckla Mining Co. President and CEO Phillips Baker Jr. told the committee.
Environmentalists said they were surprised and pleased by Salazar's testimony and the forcefulness of his remarks to reporters afterward.
"I think it's a very positive development that we have an Interior secretary in the Obama administration saying mining reform is a top priority and it needs to be done in the Congress," said Jane Danowitz, director of U.S. public lands programs at the Pew Environment Group.

Life Insurance

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Insurance companies also earn investment profits on “float”. “Float” or available reserve is the amount of money, at hand at any given moment, that an insurer has collected in insurance premiums but has not been paid out in claims. Insurers start investing insurance premiums as soon as they are collected and continue to earn interest on them until claims are paid out.

Third party administrators are companies that perform underwriting and sometimes claims handling services for insurance companies. These companies often have special expertise that the insurance companies do not have.

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